大学受験対策｜英語 長文読解問題23 難易度：★★☆☆☆

Financial education is important for people of all ages and backgrounds. It helps us understand how to manage our money, set realistic goals, and feel more secure about our future. When we learn about finances, we discover how to create a budget and track our expenses. This can be very helpful if we want to avoid debt or save for a special project, such as a family vacation or a new car.

Learning to save money is one of the main benefits of financial education. By setting aside a part of our income each month, we can build an emergency fund that will protect us during unexpected situations. For example, if we suddenly lose our job or face medical bills, we will have some savings to cover these costs. At the same time, we can also learn to invest in different financial products. This may include stocks, bonds, or mutual funds, which can help our money grow over time.

Financial education also teaches us how to use credit responsibly. This means understanding the interest rates on credit cards and loans, and keeping track of our payment deadlines. If we are not careful, we can end up paying a lot more than we borrowed. By following good financial habits, we can avoid stressful situations in the future. In short, financial education is a valuable skill that allows us to live more comfortably and reach our goals. It is never too early or too late to learn how to handle our finances and build a bright future. Whether you are a student or a working adult, understanding basic money management skills can make a big difference in your life.

Q1. What is one reason why learning about finance can help people?

1. It immediately eliminates all forms of debt, regardless of personal habits.
2. It teaches individuals to organize their finances and set realistic targets for the future.
3. It suggests that people must spend money only on household repairs to stay secure.
4. It states that focusing on short-term purchases is the key to financial success.

Q2. According to the passage, why is regularly saving part of your earnings beneficial?

1. It ensures that everyone can pay off their entire mortgage in under three years.
2. It stops individuals from ever dealing with sudden medical fees or job loss issues.
3. It discourages people from investing in stocks or bonds to protect their earnings.
4. It provides a safety net for unexpected costs and promotes long-term financial growth.

Q3. What does the text suggest about using credit sensibly?

1. It implies that high credit card balances never impact long-term goals.
2. It emphasizes learning about interest charges and payment deadlines to avoid extra fees.
3. It recommends closing all bank accounts to prevent unnecessary budget tracking problems.
4. It claims people should increase their debt for faster career progression.